Only 5% of people will be financially free by 35. What’s the REAL reason the other 95% fail?
Most people dream of quitting the 9-5 before 40, but the cold truth? According to Vanguard and Federal Reserve data, fewer than 5% of Americans are actually on pace to be financially free by age 35. That means no debt, investments throwing off enough passive income to cover living expenses, and the freedom to work only if you want to. This 2-minute quiz uses real financial benchmarks — savings rate, net worth milestones, debt ratios, and investment habits — to reveal if you’re secretly part of that elite 5%… or if you’re on the same path as the other 95%. Take it now and find out which side of history you’re on.
Certified Top 5% — You’re the 1 in 20 Everyone Envies
Most people dream of quitting the 9-5 before 40, but the cold truth? According to Vanguard and Federal Reserve data, fewer than 5% of Americans are actually on pace to be financially free by age 35. That means no debt, investments throwing off enough passive income to cover living expenses, and the freedom to work only if you want to. This 2-minute quiz uses real financial benchmarks — savings rate, net worth milestones, debt ratios, and investment habits — to reveal if you’re secretly part of that elite 5%… or if you’re on the same path as the other 95%. Take it now and find out which side of history you’re on.
