ATM（自動提款機）是銀行內外的自助服務機，允許使用借記卡或信用卡進行 24 小時提款、存款和餘額查詢。點鈔機是銀行櫃員用來準確、快速點算大量鈔票的電子機器。櫃員窗口是設有玻璃隔層的櫃檯，銀行櫃員在此處理存款、取款和其他日常客戶業務。保險箱是銀行金庫內獨立的鎖定隔間，客戶租用來存放重要文件、珠寶或其他貴重物品。監控攝像頭持續監控銀行內外，以威懾犯罪並在需要時提供證據。借記卡在用於購物或 ATM 提款時，直接從連結的銀行帳戶中扣除款項。夜間存款箱（或夜間投遞箱）讓企業與客戶在銀行關門後能安全地留下存款。硬幣捲是紙質管狀物，裝有固定數量的硬幣（例如 50 枚一美分或 40 枚五美分），以便於搬運和計數。防彈（或防彈彈道）玻璃安裝在出納櫃檯，以保護員工，同時仍能與客戶進行清晰溝通。支票是書面指令，指示銀行從帳戶持有人的支票帳戶向他人或企業支付特定金額。PIN 碼鍵盤是安全的鍵盤，客戶在上面輸入個人識別碼以進行借記卡或 ATM 交易。支票掃描器捕捉紙質支票的影像和數據，以便銀行進行數位化處理並清算資金。硬幣計數/分類機將混合硬幣分成正確的面值並總計金額，節省出納員的時間。收據印表機產生交易的紙本記錄，供客戶保留作為證明。信用卡允許持卡人在設定的限額內向發卡機構借款並稍後償還，如果未全額償還，通常會產生利息。用鏈條或繩索固定的筆在銀行櫃檯和寫字檯上很常見，以便客戶隨時有筆可用。排隊機（或取號機）為客戶提供票券，以便他們可以按照到達的順序接受服務，而無需排成單一隊伍。鈔票綑紮帶是帶有顏色標記的紙帶，包裹在成疊的鈔票（如100美元或1,000美元）周圍以保持整齊。現金抽屜是出納員在營業日內存放用於交易的現金的安全隔層。匯票是一種用現金購買的安全支付方式，保證支付給指定的收款人且不會跳票。存款單列出了要存入帳戶的現金、支票或其他項目，並與資金一起交給出納員。利率看板（或稱利率板）會列出銀行目前的存款、貸款和抵押貸款利率，方便客戶查看。取款單由客戶填寫，用於在銀行櫃檯請求從其帳戶中提取現金或領取本票。對帳單顯示特定期間（通常為每月）內的所有存款、取款、費用和期末餘額。銀行本票由銀行本身簽發並擔保，使其成為大額支付中非常安全的支付方式。存摺是銀行用來更新儲蓄帳戶即時餘額和交易歷史的傳統小冊子。櫃檯職員使用橡膠印章和印泥來背書支票、在文件上標註日期，或將其標記為「已付」或「已收」。經典的銀行燈在辦公桌上提供集中照明，長期以來一直與銀行辦公室和櫃檯相關聯。宣傳手冊架展示有關帳戶、貸款、信用卡和其他服務的資訊手冊，供客戶取閱。靜默報警按鈕被放置在隱蔽處，以便員工在發生搶劫或威脅時能在不引起注意的情況下通知安保人員或警察。簽名卡是帳戶持有人簽名的永久記錄，銀行用其來驗證支票和文件。旅行支票曾被廣泛用於海外安全消費；如果丟失或被盜，可以更換，並像現金一樣被接受。匯款申請表授權銀行將資金電子發送至另一個帳戶，通常用於大額或緊急付款。儲蓄債券是由政府發行的長期、低風險投資產品，傳統上可透過銀行購買。定期存單是一種儲蓄產品，資金在固定期限內被鎖定，以換取更高的、有保障的利率。銀行信封在櫃檯免費提供，供客戶安全地攜帶現金、支票或重要文件。辦公區內的檔案櫃以有序的系統儲存帳戶記錄、貸款檔案和其他重要文書。放大鏡幫助工作人員在核實文件或支票時，仔細檢查簽名、浮水印或微小文字。分行經理的辦公桌通常位於較私密的區域，經理在那裡與客戶見面並處理分行運作。FDIC（聯邦存款保險公司）標誌向客戶保證其存款在法律限額內享有保險。You scored 0 out of 40You scored 1 out of 40You scored 2 out of 40You scored 3 out of 40You scored 4 out of 40You scored 5 out of 40You scored 6 out of 40You scored 7 out of 40You scored 8 out of 40You scored 9 out of 40You scored 10 out of 40You scored 11 out of 40You scored 12 out of 40You scored 13 out of 40You scored 14 out of 40You scored 15 out of 40You scored 16 out of 40You scored 17 out of 40You scored 18 out of 40You scored 19 out of 40You scored 20 out of 40You scored 21 out of 40You scored 22 out of 40You scored 23 out of 40You scored 24 out of 40You scored 25 out of 40You scored 26 out of 40You scored 27 out of 40You scored 28 out of 40You scored 29 out of 40You scored 30 out of 40You scored 31 out of 40You scored 32 out of 40You scored 33 out of 40You scored 34 out of 40You scored 35 out of 40You scored 36 out of 40You scored 37 out of 40You scored 38 out of 40You scored 39 out of 40You scored 40 out of 40
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銀行裡到處都是我們每天用來管理金錢的熟悉物品和工具。從自動提款機到我們填寫的表格，以及安全的儲存區域，這些物品確保了金融交易的順利進行。你能認出多少個呢？這個測驗展示了 40 種你可能會在銀行分行內看到的日常事物。查看每個描述，從四個選項中選擇正確的名稱，測試一下你的知識。問題簡單明瞭，旨在考察日常熟悉度，而非刁鑽的專業術語。無論你是經常去銀行還是偶爾去一次，你所知道的可能比你想像的還要多。準備好看看你對這些常見銀行物品的命名能力了嗎？讓我們開始吧！